John David Bower, Financial Services Professional, NYLIFE Securities LLC

I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Massachusetts and Vermont. No insurance business may be conducted outside these states.

Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, My office is located at 201 Jones Rd. Fifth Floor, Waltham, MA 02451 and my phone number is (781) 398-9154. In this regard, this communication is strictly intended for individuals residing in the states of Massachusetts. No offers may be made or accepted from any resident outside Massachusetts.

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.