Our Locations:
DBA-American Home Mortgage, Branch#1146414-408 S. Central Avenue, Flagler Beach, FL 32136 • Branch#1220929-1208 Cole Mill Rd., Suite 101. Durham, NC • Branch#1221636-1515 West NC Highway 54, Suite 220, Durham, NC 27707 • Branch#192757-3967 Williams Penn Highway, Suite 300, Murrysville, PA 15668 • Branch#1301736-5120 Woodway Drive, Suite 8030, Houston, TX 77056 • Branch#858385-3423 US Route 60 East, Barboursville, WV 25504 • Branch#1373526-3049 Robert C Byrd Drive, Suite 210, Beckley, WV 25801 • Branch#1244598-3818 Teays Valley Road, Hurricane, WV 25526
The loan approval process generally begins with an initial interview where the prospective home buyer and the mortgage professional meet to discuss the potential loan. You will need to bring information to verify your income and long-term debts.
Often people prefer to meet with the mortgage company before house hunting to determine in advance what price range they can realistically afford and the mortgage amount for which they can qualify. This step is called pre-qualification and can save you much time and trouble by making certain you are looking in the correct price range.