Founded in 1996, Atlantic Bay Mortgage Group is a privately owned national mortgage lender headquartered in Virginia Beach, Virginia with nearly 800 employees and with branches in nine states and more than 80 locations. With more than 93,000 families helped to date, Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, Best Reverse Company, Inc. 500 Fastest Growing Company, a Virginia Fantastic 50 company, and a Roaring 20s company. Through our ABCares program, we have donated more than $2 million to charities and participated in events that promote the passions of our customers, employees and neighbors. NMLS# 72043(www.nmlsconsumeraccess.org) www.Atlanticbay.com