In direct opposition to costly high-interest loans that many debt consolidation companies promote, we offer a broad spectrum of education and counseling resources to help consumers with debt management, credit counseling, and personal finance education. In selected states we provide pre-bankruptcy counseling and post-bankruptcy education. We provide housing and mortgage foreclosure counseling to residents in Washington State.
Our counselors are certified by the National Foundation for Credit Counseling. Counselors must complete additional training and education to maintain their certification each year. Our housing counselors are certified by the Federal Bureau of Housing and Urban Development’s NeighborWorks America program to provide foreclosure and pre-purchase housing counseling.
Our non-profit status sets us apart from other credit counseling agencies, in that we are not “in business” to generate profits for stockholders. Most of our services are offered free of charge.