Community Association Insurance Solutions, LLC

Community Association Insurance Solutions (CAIS), home of MGAlive.com, is a Commercial Insurance Wholesaler and Program Administrator specializing in helping Homeowners' Associations (HOAs), Condominiums (Condos), Townhomes and Planned Unit Developments (PUDs) by offering liability solutions for non-standard small business risks.

Since we started in 1999, CAIS has focused on providing insurance solutions for Community Associations. We developed MGAlive.com because we are experienced retailers and we understand there’s a lack of product availability to meet the needs of community associations.

We make things easy! CAIS is committed to simple and easy-to-use services via our website MGALive.com, enabling online quotes, binding and issuance for all our products.

CAIS caters exclusively as a Managing General Agent (MGA) to community associations and we’ve developed the products available on MGAlive.com. With MGAlive.com agents get quick access to quotes and can have policies bound and sent within minutes. Plus, CAIS offers all of our services for general liability coverage for artisan contractors, special events, churches and non-profits.

Our most popular program is Workers' Compensation Coverage for community associations (HOAs, Condos, and Townhomes/PUDs), with and without employees. The program provides coverage for both volunteers and board members to protect them in the event of an injury or illness when they are working on behalf of the association.

At CAIS we’re committed to providing the best insurance solutions for community associations. Whether you’re a board member of an association, property manager or an agent we're here to help you.