Credit Acceptance Corporation

Founded in 1972, Credit Acceptance is an indirect auto finance company, working with car dealers nationwide to enable them to sell cars to consumers on credit regardless of their credit history. Without our product, consumers may be unable to purchase a vehicle, may purchase an unreliable one, or may not have the opportunity to improve their credit score.

Credit Acceptance believes that individuals, if given the opportunity to establish or re-establish a positive credit history, will take advantage of that opportunity. By making timely monthly payments on their financed vehicles, many of our customers improve their credit score and move on to more traditional sources of financing. We refer to car dealers that have enrolled on our program and adopted our commitment to Changing Lives as “dealer-partners.”

Ourl program provides our dealer-partners with the opportunity to deliver credit approvals to consumers within 30 seconds through the Internet using our patented Credit Approval Processing System (CAPS®.)