Horizons Federal Credit Union

Horizons Federal Credit Union has its headquarters facility at 120 Main Street, Binghamton, as well as branch offices at 519 Hooper Road, Endwell, 3701 Vestal Parkway East, Vestal, and 45 Exchange Street, Binghamton.

Horizons FCU, formerly the U.S. Employees Federal Credit Union, was established in Binghamton in 1937 to allow postal employees to lend money to each other. Business was transacted on the workroom floor of the post office with employees helping each other in the true spirit of the credit union movement. In the early years, only federal employees and members of their immediate families were allowed to join. Since that time the credit union has added smaller credit unions through the merger process.

The name was changed to Horizons FCU in 1999 to better identify it with the community and the diverse group it served. In August 2000, Horizons FCU was granted a Community Charter, which allows any person who lives, works, worships or attends school in Broome County, NY, to join Horizons FCU.

Our credit union provides basic financial services including share drafts (checking), share accounts (savings), loans, mortgages, etc. But, we also do a lot more. Some of the unique services we offer include a President/CEO who is accessible to members daily, a full-time receptionist who answers the phone and greets members, and a Kids' Club with over 800 members where children are encouraged to save and receive prizes for making deposits.