James Copsey - Tam Lending

Hello and welcome! Thank you so much for exploring these pages of my website. Just to let you know ,things are so much easier now for the borrowers in the loan transaction because the federal government has put in some strict safety guidelines, TRID, to prevent anything costly from happening to the borrowers. It travels all the way from the application to the final closing. We here at TAM Lending pride ourselves in giving you the most information in the best rate and terms for you to make your final decision. It definitely is not as complicated as it was years ago.

NEW JERSEY BORROWER'S..........We have a complete array of conventional and government loans that are available. We can prequalify you and walk you through the entire process so that you're confident you're getting the best bang for your buck staying within the guidelines and being protected against predatory lending.

FLORIDA BORROWER'S...............................Not only do we have the complete list of loans mentioned above but we also have an exciting list of non--traditional loans that are available for borrowers immediately after bankruptcy, short sale or foreclosure. The guidelines are pretty simple and the rates are slightly higher but the most important thing, THERE IS NO PREPAYMENT PENALTY. In Florida there is also some unbelievable INVESTOR LOANS that are very simple to get into also going along the limited guidelines

Check out the email newsletters and social media pages from the above navigation menu. Twice a month, I put together an email newsletter full of entertaining and inspiring content. Think of these as lifestyle articles you'd find in magazines. I share similar content through my social channels as well. And if you need to get in touch, my contact information is at the bottom of each page. Thanks for visiting and enjoy!