I am licensed to sell insurance in New York, New Jersey, Maryland, Florida and Nevada. I am licensed to sell securities in New York, New Jersey, Maryland, Florida and Nevada. I am a registered representative of and offer securities and investment advisory services through MSI Financial Services Inc. Member SIPC (www.SIPC.ORG) Supervisory address 2929 Expressway Dr. North Hauppauge, New York 11749 631-851-5700. MassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates and sales representatives.