As one of the owners of Calif Financial Ins Services I strive to assist my clients with their various insurance needs from start ups to well established businesses. I am charged with the sales and business development of our risk management services as well as policy placement for their various insurance program needs. I particularly enjoy working with those in industries that are challenging and in growth mode such as the ever challenging technology and construction arena and I have a varied background working in the more traditional livery and commercial transportation sides. Much of my focus now is to those who are interested in seeing how myself and others I work with can apply their skills toward a new economy and the disruptive industries that are being created and how the risk management principles and insurance overall is now being applied. Very exciting!