Marco Hodges / BayCoast Mortgage NMLS Id#106399

Welcome to the NFC Mortgage Facebook page. We hope that you share in our desire to celebrate and support our

community here on Facebook.

Our community spirit extends well beyond savings, loans and financial services— to a true belief in community

involvement and doing what’s just right for our customers, employees and fellow community members. It is because

of this philosophy that we support certain social media channels that help people connect with and support our

community.

At the same time we need to keep in mind that as a business we need to protect ourselves from exposure to risks

that would have legal impact or negatively affect our reputation. In light of this we’re providing the following standards,

but reserve the right to restrict or remove contributions to protect the best interests of our company and our members.

We follow Facebook’s Community Standards. This includes standards against violence and threats, bullying and

harassment, hate speech, graphic content, and more. As indicated within those standards, the world-wide web is a

diverse community and it is possible that postings may be disagreeable or disturbing to an individual but still be

considered acceptable for our page. If you have issue with a post on our page, please to let us know. We strive for

open dialogue but try to take all positions into consideration.

We’re a family-friendly institution. We reserve the right to edit or remove postings that we consider inappropriate or

discriminatory.

Everyone loves to hear positive feedback. But if you’ve got negative feedback about one of our specific employees,

please respect their privacy and refrain from posting it in this public forum. Call our administrative offices at 508-678-

7641 with any employee specific negative criticism and we will address it with the appropriate individuals.

Honesty and authenticity are pillars of our “just right” brand. Help us protect that brand. Never misrepresent yourself,

your views, or any other type of interaction on the web. Don’t post words or photos that are copyrighted by someone

else.

Security and privacy are treated with the utmost priority. Don’t include personal account or contact information,

including phone numbers, e-mail addresses, in your contributions — and definitely don’t post anyone else’s.

Help us avoid controversy. There are lots of other sites that serve as online “soapboxes.” Please don’t post

information here advancing overtly political, moral, or religious positions, events, or causes.

We mean business. Contributions that we deem violate the letter or the spirit of any of these will be removed —

without advanced notice. We will acknowledge having removed a post. We reserve the right to remove any post we

deem inappropriate, especially if it exposes us to legal or reputation risks.

Our page is meant to engage discussion among our customers and the community at large. It is not meant to

advertise products not related to BayCoast Bank or our affiliates. We will remove any posts which use our page to

solicit business.

We’re all about putting our customers and community first. We believe that social media offers an open dialog for all

and by allowing individuals to post to our page, we understand the risk being taken. But we do need to maintain this

page as being in the interest and support of and for BayCoast Bank and our customers. If it appears that an individual

is using our page to promote their own company, product or agenda, we will remove the posts. Please use BayCoast

Bank’s interactive features and presence on the web fully, but responsibly. Show restraint and we’ll all benefit —

individually and collectively.

We reserve the right to remove any post at any time.

By posting on our page, you agree that you have read these Standards and Expectations and that any material you

post here conforms. You also understand that submitting content via this channel grants BayCoast Bank permission

to use for publicity and/or promotional purposes, your name, likeness, photographs, and any other submitted content,

without additional consideration or compensation to you. Furthermore, you agree to hold harmless, release, indemnify

and discharge from any and all liability BayCoast Bank and its affiliates, successors, assigns, officers, directors, and

employees, and each of them, from any and all claims, demands, obligations, losses, causes of action (whether in

law or equity), costs, expenses, attorney’s fees and liabilities of any nature whatsoever, whether based on contract,

tort, statute or other legal or equitable theory of recovery, whether known or unknown, asserted or unasserted, which

you now have or which arise out of or relate to submitting the content.

Using Social Media

Social media is an open dialogue with many aspects. First and foremost, this is a public space. We welcome

comments and feedback, but want people to be aware that this site is not an area for member service requests. For

the safety of your account, as well as personal and financial information, please do not include information specific to

your personal or account information. Contact us directly at 508-678- 7641 and we will be happy to assist you in an

environment and with procedures which ensure your safety.

Also, please note, this page, and the associated links for BayCoast Bank articles on our home page, etc. are

presented and monitored by BayCoast Bank. Facebook is owned by a third party. BayCoast Bank is not responsible

for the privacy or security policies at this site or any third party sites that may be linked to by this page or other

Facebook pages. We do not endorse and are not responsible for any ads that Facebook may place on this page, or

for the content, products, advice, opinions, or any other information provided by third party sites, or individuals

posting on this page. Content submitted by users on this page is subject to approval based on our Guidelines as

included here.