Miguel Ugarte joined Mid Valley Funding & Investment in 2004. A graduate from Santa Clara University with a Bachelors of Science degree in Sociology. With Over 14 years combined experience as a Mortgage professional and 8 years as a realtor servicing the Northern California and Sacramento surrounding areas. With over 200 million in closed sales in both lending and Real estate. I provide my clients with a consultative approach whether it be their first investment or a portfolio of properties. There needs and goals are my number one priority and I work diligently to ensure that the job gets done. I look forward to my clients future endeavors and happy to serve them along the way.