Neil J. Surgenor, Mortgage Banker

A veteran of financial markets 15 years prior to becoming a mortgage professional,
Neil was a top financial adviser for one of the biggest brokerage firms on Wall
Street. This has allowed him a unique perspective as a Mortgage Banker and is
truly able to advise his clients on financing that fits their overall financial profile not
just their immediate mortgage needs. Having proven himself by becoming number
one in the nation on both the retail and wholesale side of the business, he now
focuses his efforts on helping families navigate the mortgage marketplace.
Neil was born in Bournemouth, England. He was raised from the age of 1 year old
in Rhodesia, Africa where he grew up through the war until Independence in 1980.
He then emigrated down to South Africa where he lived in Johannesburg, Durban
and Cape Town. He moved to New York in 1983 and graduated from La Salle
Military Academy with multiple honors and with a rank of 1st Lieutenant Executive
Officer of a platoon of 40 cadets. He attended Albany State University where he
graduated in 1989 on the Dean’s list.
United Mortgage Corp is a privately owned mortgage bank that controls
the entire mortgage process from origination to funding: in-house underwriting &
closing, 24 hour scenario review and fast turn times. We have a wide array of
products available to our bankers such as FHA, VA, Conventional, and Asset
Based Lending.
CLOSE YOUR LOAN


COMPANY BACKGROUND:

In business since 1991, our professional management team has a combined total of over 150 years of mortgage experience. As a prospective client, you can be assured that you will receive the best advice from our team to assist you through the application process.

We are approved by the Federal Housing Administration (FHA), Veterans Administration (VA) and are an approved FANNIE MAE, FREDDIE MAC and GINNIE MAE lender.

OUR ONLY BUSINESS IS THE MORTGAGE BUSINESS

United Mortgages Corp's only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs for only the BEST credit risks. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs. In fact, we have products for all types of homes, credit and income profiles including:
•Purchases
•Refinances
•1st Time Homebuyer Programs
•Fannie Mae Agency Approved
•Freddie Mac Agency Approved
•FHA/VA Direct Lender
•Debt Consolidation
•Ginnie Mae Approved Lender
•Reverse Mortgages
•Harp2

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.