Paradigm Insurance Restoration

45 President Dr, O'Fallon, MO 63368
Paradigm Insurance Restoration Paradigm Insurance Restoration is one of the popular Home Improvement located in 45 President Dr ,O'Fallon listed under Home improvement in O'Fallon , Insurance Agent in O'Fallon , Repair Service in O'Fallon ,

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At Paradigm Insurance Restoration we work hand in hand with the home owner and insurance company. We offer a free, no obligation home inspection to check and see if your home is OK. If there is no problem to your home, we will be honest and let you know that you are in good shape. If on the other hand your home does have damage, we will encourage you to file a claim and get the insurance company involved. In our evaluation, we take pictures and document everything to make the inspection with the insurance adjuster easier and quicker. We actually meet the adjuster at your home at the time he is to inspect your home and represent you. It is always better to have an extra set of eyes looking at damage to make sure nothing is missed. We are often asked if you file a claim will our insurance rates go up? An unfortunate fact of life is insurance very seldom loose money. So in a major natural disaster your rates will probably go up but they will go up even if you don't file a claim because you will be helping the neighbors and the friends down the street pay for their new roof, so you may as well at least have your house checked out. We also make the selection process as easy on you as possible in choosing colors and product. We get asked quite often can we waive the deductible and the answer is no. We can help you with the deductible by offsetting the cost with other collateral damage and sometimes eliminate it completely but it is against the law for us to waive it completely. We help you with the filing of the depreciation check and make sure that you get everything you have coming to you. Often times a home owner will file a claim and get their roof approved and the insurance company will send them a check and the home owner will think that that is all they get. Your insurance company will often depreciate the value of your roof depending on the age of the roof to make sure you get the work done. Once all work is done we help you apply for the final depreciation check and you will be paid in full. In a time when you are already under enough stress by going through a major storm or fire, this is where we help the most and really shine.

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