Paradyme Funding, Inc

Located in the beautiful Temecula Wine Country, Ryan J. Garland specializes in short term commercial and residential real estate loans in California. His unique approach to financing with private capital allows speed and flexibility that traditional banking environments cannot provide. The diversity of his funding programs allow for shift changes to occur and coincide with the current market at any given time.

Investment requirements are primarily based on equity in the property, along with consideration of the After Repair Value (ARV). Loans are secured by deeds of trust on real estate and are further secured by a promissory note and personal guarantee. All loans are serviced through a nationally recognized, licensed, bonded and insured loan servicing company.

Ryan has hand-picked a strong team of individuals with extensive expertise in the real estate investment industry. The members of his team have diverse backgrounds including traditional real estate, real estate investments, luxury real estate and sales and corporate finance, to name a few. His company consists of a Business Development and PR Manager, Marketing Specialist, Processors, Underwriters and its own Wholesale Division. His on-staff legal counsel has over 40 years of real estate experience and is an integral part of the management team. As a result of this dynamic organization, his clients have grown to rely on the skills, experience and knowledge of a highly professional team that understands all aspects of the real estate industry.

Ryan works closely with brokers, agents, borrowers and investors to ensure a secure and timely transaction. His clients can count on a strong commitment to the highest standards of business ethics and post-funding management. There are many different moving parts to every type of individual transaction. Every project is overseen by Ryan, from beginning to end to make certain his clients are protected and their investments watched over with their best interests in mind.

Outside of the office, Ryan spends his time with his girlfriend and their two kids in Havasu during the summer months and Mammoth during the winter season. He is an avid golfer, hits double black diamond runs when snowboarding, enjoys weight lifting and trains in various martial arts. He has a hobby of collecting armory, going shooting with his father and values memories from traveling and exploration with his family.

Born and raised in southern California, he grew up in Riverside County with family in law enforcement. Once graduated from high school, he pursued a career in Civil Engineering. Quickly realizing that he had a gift of a niche for finance, Ryan transitioned into the mortgage banking world. Ryan is equipped with an extensive sales background, strongly believes in giving back to the community and helping others that are less fortunate. He strives to live life with integrity and honesty by always making the choice to do the right thing, under any circumstance.

AKA - Hard Money Ryan - California Only