Patelco Credit Union

Like most credit unions, Patelco was founded to serve the financial interests of employees of a particular organization – in our case the Pacific Telephone and Telegraph Company (now part of AT&T). The year was 1936, and Patelco's initial assets totaled a mere $500.

With assets now totaling more than $5 billion and 300,000 members nationwide, we are among the largest credit unions in the nation today. As a, not–for–profit, full–service financial institution, what we earn, we return to our members in savings from lower loan rates, fewer fees, and personalized service that focus on transparency, simplicity, and trust. Deposits with us are federally insured and we are dedicated to helping our members and our communities prosper through volunteer initiatives. We have expanded our field of membership to serve the employees of over 1,000 large and small businesses and communities throughout California and the United States.Patelco Credit Union is dedicated to supporting every aspect of your financial life.

Access:
Need quick access to your money? Patelco makes it easy with over 40 branches, Online Banking, Mobile Banking , Telephone Banking, over 28,000 CO-OP ATMs, and over 6,000 Credit Union Shared Service Center branches— where you'll never be charged a fee to manage your accounts or access your funds.

Loans for Every Need:
Looking for a home loan, home equity loan, auto loan, personal loan, credit card, or a home equity line of credit? Patelco has you covered, with low rates and exceptional terms.

Savings Products:
If it's saving you'd like to do, we have several savings accounts with varying tiered interest rates, money market accounts, certificates (CDs), and a variety of IRAs to help you save for retirement.

Investments, Insurance, and Financial Advice (through CFS*):
We can even provide you many different investment and insurance options with free, no obligation consultations from licensed CFS* Financial Advisors, available by appointment at every Patelco branch.

Service

The "People, Not Profits" credit union philosophy extends throughout everything we do. Our employees are dedicated to providing the highest level of service in our branches, on the phone, online, and wherever we can help you make the most of your financial future. After all, since Patelco is member-owned, we truly do work for you.

Are you getting everything you want from your financial institution?

If you're already a member, make sure you take advantage of the whole suite of amazing products and services Patelco has to offer. Bundling together all of your financial needs in one place is an easy way to keep better track of your money and most likely save some time along the way.

And if you're not a member, what are you waiting for? Join today!

www.patelco.org/whyjoin

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member - FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. (Patelco Credit Union) has contracted with CFS to make non-deposit investment products and services available to credit union members.

Representatives are licensed in the state of CA.

Our Guidelines --

• There are certain rules we have to follow when it comes to what we can say in these forums, so please understand we may not respond to every post.

• At times, we may remove posts that are inappropriate or in violation of our guidelines. Out of consideration for other members in our online community, please be respectful and avoid offensive, graphic, obscene, racial, or defamatory language. Stay on topic and keep it clean!

• We can't service accounts or provide in-depth financial advice via Facebook or any other social media channel, so if you'd like to make a transaction or have any related questions, please visit a branch or call us at 800.358.8228.

• We will never request sensitive information such as account, social security, or PIN numbers via email, social media, or any other online medium, so please do not post this information in these forums.

• We may occasionally direct you to third-party links or sites to share interesting articles or websites on topics of potential interest to you, but we don't necessarily endorse all views or offers on these sites.

• Check out our privacy and security policies, and keep in mind we cannot be held responsible for how your information will be used by non–Patelco sites, or the security of contents accessed through third-party links.

• Please keep in mind that other Patelco members who have subscribed to our updates can view personal information visible on your wall or timeline (including, but not limited to, your gender, age, occupation, and place of employment). Please avoid sharing personal information that you'd prefer to remain confidential.

• While we participate in these social media venues we do not have any control of and cannot be held responsible for their content.

• Content that seeks to defame or defraud any financial, commercial, or non-governmental agency is prohibited.

• Solicitations and/or advertisements are not allowed.

• Participation on the Patelco Credit Union Facebook page is done so at your own risk; when you participate, you take responsibility for your posts/comments, your username, and any information you provide.

• When you submit content, you grant Patelco Credit Union the right to use the content in any and all Patelco websites, including social media channels, print, and other media, including your likeness (your profile photograph/picture), without compensation or any other considerations.