A public insurance adjuster is a licensed professional that policyholders can hire to represent their best interests in a property insurance claim situation. Public insurance adjusters were created to help level the playing field with the insurance carrier and provide the policyholder an advocate. The public adjuster helps manage the claim, make sure claim filing requirements are met and helps recover the amount a policyholder deserves under their insurance contract. Unlike the insurance adjuster sent out by the insurance company, the public adjuster works only for the policy holder.